Businesses can accept cryptocurrency or blockchain transactions as payment for goods or services through cryptocurrency payment gateways. Due to the nature of blockchain-based cryptocurrencies, these systems accept payments from all countries and place a premium on security.

When a customer pays with cryptocurrency, the transaction usually travels through a payment gateway at a fixed exchange rate and is automatically converted to a traditionally recognized fiat currency, allowing the merchant to escape the volatility of the cryptocurrency markets. Some cryptocurrency payment gateways, on the other hand, do not convert cryptocurrency to fiat currency immediately, allowing merchants to keep the digital tokens for as long as they choose, usually in a cryptocurrency wallet.

In this top tools list, we have listed the top 32 blockchain payment tools for you.

1. Electroneum

Electroneum Ltd. is a blockchain initiative established in the United Kingdom that uses the ETN cryptocurrency to allow ETN app users to make low-cost cross-border transfers (equivalent to a fraction of a US cent). More than four million people use the ETN app around the world.

AnyTask.com became the first freelance marketplace to implement the Electroneum payment method in late 2019, giving freelancers all over the world the chance to sell their digital skills online for free, potentially saving them up to 20% in fees compared to other freelance markets.

Furthermore, because ETN may be received via the ETN app and used to purchase a variety of services without requiring a bank account, a section of the world's unbanked population now has the opportunity to work online.

Key Features:

• The quantity is measured in billions of pieces.

• Even mining and other expenses are quite minimal.

• They offer a robust web interface that is regularly evaluated by HackerOne.

2. BitPay

Bitpay is a payment gateway that blends in seamlessly. A strong API, 7 ready-to-use libraries, plugins for 22 e-commerce solutions, and quick integration with the greatest e-commerce web services on the planet.

Key Features:

• A fantastic blockchain debit card.

• There are no charges for loading cryptocurrency onto the card.

• After initiating the transaction, the money is immediately available.

• At least $1000 can be loaded at a time.

• While also high atm norms.

3. Coinomi

Coinomi is a multi-asset wallet that focuses on security and provides native support and actual ownership for 1770 currencies and tokens in 168 fiat currency representations and 25 languages.

Key Features:

• Customer service is excellent and prompt.

• Its program is really easy to use.

• It comes with all of the basic crypto wallet capabilities.

• allows you to conduct basic tasks.

4. CoinGate

Customers can pay using Bitcoin, Litecoin, Ether, and 50 other virtual currencies through CoinGate. Withdraw bitcoins for a flat 1% charge - no hidden expenses or margins - or receive settlements to your bank account with no danger of exchange rate volatility. APIs, shopping cart plugins, payment buttons, and Web POS are just a few of their integration solutions. Whether you're an internet merchant or a brick-and-mortar store, your consumers will appreciate a clean user interface and a simple payment process!

Key Features:

• Easy to use interface.

• Low exchange rate and commission.

• Quick withdrawal without any extra charge.

5. Cryptopay

Cryptopay is an online Bitcoin wallet that has more features than other bitcoin buying and selling businesses.

Key Features:

• It has a really great, clean, friendly, and secure interface, and the exchange is very simple.

• Even if you don't speak English well, the directions are simple to follow.

• Your documents will be confirmed as soon as possible thanks to their quick and efficient verification system.

6. Blockonomics

Blockonomics is a decentralized Bitcoin payment solution that offers specialized transactional tools to help you get the most out of your BTC. Their global team of seasoned crypto developers and marketing specialists joined together in April 2015 to enhance the unlimited possibilities that blockchain technology has to offer.

Key Features:

• You can produce Bitcoins by accepting it on your website, and you can also use it to create P2P invoices, send Bitcoin emails, and track your wallet addresses.

• The fees for direct wallet payments are quite low.

• Support is available around the clock.

• setup in one click.

7. CoinsPaid

CoinsPaid is a Bitcoin payment processor and crypto wallet for businesses. Their crypto payment processor enables any sort of online business to take crypto payments and quickly get an equivalent amount in their preferred national currency or to keep it and pay their partners and affiliates in crypto. Starting a digital currency payment business and becoming a coin payment gateway or cryptocurrency merchant service is a cost-effective potential for enterprises.

Key Features:

• Customers can focus on their business development while they manage all environmental support.

• Transactions can be customized.

• You can even make a list of permitted addresses and establish certain thresholds for digital asset transfers to them.

8. Paytomat

Paytomat is a simple wallet that anybody can use to send and receive bitcoin as well as make payments for food, gas, taxis, rentals, tickets, and other services all around the world. BTC, LTC, ETH, DASH, Waves, XEM, EOS, ZEN, XZC, and ERC-20 and EOS native tokens are now supported by the Paytomat wallet.

Key Features:

• Register for an EOS account and manage your resources: Buy or sell RAM, stake your EOS for CPU and network bandwidth.

• Addresses and private keys are revealed.

• A 24-word backup phrase is used for backup and recovery.

• A deterministic hierarchical address architecture.

• A six-digit pin

• Time estimates and dynamic fees.

• Support for offline mode.

9. Confirmo

Confirmo thinks that anybody, no matter where they are on the globe, should be able to take payments swiftly and cheaply without fear of fraud or chargebacks.

Key Features:

• Simple to put into action

• Plugins for e-commerce

• You can choose whether to keep your cryptocurrency or convert it to fiat right away.

• It provides a number of payment/settlement choices.

10. GoCoin

GoCoin is a cryptocurrency trading wallet that has gained in popularity over time. Because Gocoin is still a young platform, it is quite useful because it allows you to exchange with Litecoin and Dogecoin, and it maintains a very appealing rate. The value of bitcoin, litecoin, and dogecoin also allows you to put money into your gocoin account and redeem bitcoins.

Key Features:

• secure and simple Confidential billing is available.

• payment security

• There are no sign-up charges and the fees are minimal.

11. ZuPago HyBrid (HD)

The ZuPago HyBrid (HD) Wallet includes a variety of options that are useful for client settlements.

Key Features:

• provides the convenience of receiving and sending bitcoin payments in a quick and secure manner.

• Payments may be made from anywhere on the globe, and converting cryptocurrencies is really simple.

• Safe, dependable, quick, and courteous service.

12. ALFAcoins

ALFAcoins is a safe payment processor and cryptocurrency payment gateway for businesses looking to accept cryptocurrencies. With an API, widgets, and e-commerce plugins, it effortlessly integrates into your website or existing payment flow.

Key Features:

• Cryptographic Processing for Your Store: The most common cryptocurrencies can be sent and received.

• Integration in 5 Minutes: Drag and drop the widget or use the powerful API. Accounting Software: Export transaction data to your preferred services.

• 24/7 Assistance.

13. B2BinPay

B2BinPay is a cryptocurrency payment service that allows businesses all over the world to securely send, receive, store, exchange, and accept online crypto payments.

Key Features:

• In addition to Bitcoin, Litecoin, and other digital currencies, Tether, USD Coin, TrueUSD, and even the Paxos standard are supported.

• Users can access their own Forex brokerage using B2 Broker.

14. BitBucks

BitBucks makes Bitcoin adoption possible! The Bitcoin Wallet is available for iOS and Android and allows for fast Bitcoin payments in stores. BitBucks has created a wallet that allows for immediate Bitcoin payments. Do you believe that instant Bitcoin payments outside of the Lightning Network are not possible? They do! What is required? All transactions within the wallet are delivered to phone numbers, so all you need is a smartphone, the BitBucks software, and the recipient's phone number. They can guarantee instant payments in seconds this manner.

Key Features:

• Merchants may quickly and simply integrate the software at their own POS thanks to its simple features.

• a cost-effective cashless payment solution

• Effective user interface.

15. BTCPay

BTCPay Server is a free and open-source server that allows merchants to accept Bitcoin as payment. The API is compatible with the Bitpay service, allowing for a smooth transition.

Key Features:

• allows us to request money from other users' wallets directly.

• To authenticate, business owners do not require KYC.

• can use payment services without regard to their location.

16. CoinPayments

CoinPayments is a digital currency payment solution that allows merchants to take Bitcoin, Ethereum, Litecoin, and other cryptocurrencies using simple plugins, APIs, and POS interfaces. CoinPayments.net is the world's most comprehensive multi-cryptocurrency network, with approximately three million user accounts and merchants in 182 countries. The CoinPayments gateway is the first and largest crypto payment processor, and it is available on all major e-commerce platforms around the world, including WooCommerce, Shopify, Magento, Prestashop, Opencart, and many others.

Key Features:

• offers a transaction charge of approximately 0.5 percent, which is the lowest in the business.

• accommodating and adaptable

• Low fees, almost any coin in circulation, automatic exchanging, and deposit options are all available.

17. COINQVEST

COINQVEST offers digital currency checkouts that instantly convert Bitcoin into a bank account. COINQVEST enables online retailers and e-commerce shops to accept and settle payments in new digital currencies programmatically while being compliant and pleasing their accountants and tax authorities. Online businesses can use COINQVEST to denominate and settle sales in their local currency (e.g. EUR, USD, or NGN), regardless of whether their consumers pay in Bitcoin, Ethereum, or Stellar Lumens.

Key Features:

• Instant payouts mean businesses don't have to wait, which is wonderful for cash flow.

• For example, if a merchant sells a product for $100 and the consumer pays in Bitcoin, the business will receive $100.

• No chargebacks and the merchant is responsible for refunds.

• Model of freemium pricing.

• APIs and SDKs of the highest quality, with detailed documentation.

• Accounting-friendly, including a toolkit to assure tax compliance.

• Invoices are generated automatically.

• Management of customers.

• WordPress, WooCommerce, Magento, and Shopify shopping cart plugins.

• Request payment using the UI and include the checkout URL in emails, invoices, and other correspondence.

• Handling of payment states using automation.

18. CoinRemitter

CoinRemitter is a cryptocurrency payment gateway that accepts Bitcoin, Litecoin, Bitcoin Cash, Ethereum, Ripple, and Ethereum Classic. They provide a low-cost payment gateway system that is secure, dependable, durable, and quick to set up. Without the need for documentation, anyone may set up a crypto payment gateway. They provide automatic withdrawal capabilities.

Key Features:

• simple to integrate

• Simple to use and safe.

• lowest transaction costs

19. Flyp.me

HolyTransaction, one of the very first multi-currency wallets and the eldest still running, built and manages Flyp.me.

Key Features:

• On its website, no tracker is integrated.

• private and secure

• The exchange rate is extremely fast.

20. Gourl.io

Gourl.io is a payment platform that allows merchants and consumers to transact using the new bitcoin/altcoin payment protocols. On their site, you do not need to authenticate your identity to get started. This platform provides the ability to convert the currency to USD or EUR after completing the transaction and getting Bitcoin.

Key Features:

• open-source software platform

• supplies its users with one-of-a-kind Bitcoin payment options.

• The SSL encryption protocol is used, which boosts transaction security.

21. Mycelium Gear

Like traditional fiat payment options, the Mycelium Gear checkout page allows you to integrate with existing shopping cart e-commerce solutions or your custom software.

Key Features:

• System of automated payment

• Payments are made within the timeframe that you specify.

• The safety of transactions is ensured.

• can be utilized for free via an API to deposit money directly into your wallet.

22. Prodoge

Prodoge is a global business and payment platform. Anyone with the Prodoge mobile app can connect their cryptocurrency wallets, PayPal, and Stripe accounts to start sending invoices, and payments, creating a point of sale checkouts, payment links, and widgets, and promote their business by selling their goods and services to anyone in the world in under a minute. Prodoge connects customers, sellers, friends, and family all across the world, allowing them to accept or send money and expand their businesses. iOS and Android versions are now available. Stripe and Paypal accept Dogecoin, Doge Cash, Verge, Digibyte, Bitcoin, and all major credit and debit cards.

Key Features:

• Does not behave like a bank and is non-custodial.

• Retailers or people sending money are charged no fees.

• Settlements are almost instantaneous.

• There are no fees, chargebacks, or waiting periods.

23. Bitcrypto Market

The world's first cryptocurrency-only e-commerce platform. Founded in 2020, it offers a wide range of high-end things for purchase in Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Ripple, and Doge. Bitcrypto Market searches for just the highest-quality products at competitive rates using industry contacts and international trade agreements. Bitcrypto Market aims to meet that demand. By providing a legitimate means for bitcoin holders to trade their currencies for physical products and investments. The advantages of blockchain and borderless cryptocurrency transfers are numerous; they allow monies to be transferred globally almost instantly and without paying significant transfer fees. This enables Bitcrypto Market to run a genuinely global trading platform.

Key Features:

• Secure payments.

• Fast transactions.

• Friendly user interface.

24. Bitpace

SG Veteris owns the Bitpace brand. SG Veteris offers a comprehensive range of cryptocurrency-based B2B financial products and solutions to its customers. It enables its clients and partners to adopt cryptocurrencies and expand their role within the ecosystem securely and elegantly by delivering client-driven services and products. Businesses can use Bitpace's solutions to accept different payment methods, personalize their websites to the demands of their clients/potential customers, and trade cryptocurrency. Businesses can accept cryptocurrency payments and have them placed in their FIAT bank accounts, allowing their clients to withdraw their balances in coins, without any unnecessary bureaucracy and restrictions. Bitpace provides more than just payment acceptance to its consumers. For businesses searching for anything other than payment gateways, Bitpace also offers cryptocurrency trading. They have the ability to purchase, sell, deposit, and withdraw.

Key Features:

• Businesses can accept instant Bitcoin or other supported altcoins payments or cryptocurrency payments at any time, on any day, for sums exceeding defined minimums using methods like the Fixed and Dynamic deposit.

• Bitpace also offers a plug-in that is simple to install. Businesses may easily install this plug-in on their website and accept cryptocurrency payments through Bitpace's cryptocurrency payment gateway.

25. CFD Liquidity

Over 7000 assets in seven asset types are available as CFDs.

Key Features:

• Direct access to the largest institutional liquidity pools is available.

• There will be no requotes, trading, or Last Look.

• Direct Market Entry

• Tight margins.

26. Forex Liquidity

Forex Liquidity is a Prime of Prime (POP) liquidity provider with access to all Tier-1 liquidity venues, providing unrivaled levels of technology, liquidity depths, speed of execution, and expert support to your business.

Key Features:

• Over 75 currency pairs, as well as dozens of precious metals and commodities, are supported by the services.

• Leverage starts at 1:100 and spreads start at 0 pips.

27. ICE

ICE is a software firm that develops crypto payment infrastructure for physical retailers. Their platform is used by merchants of all sizes, from little mom and pop shops to large public enterprises, to accept crypto payments and manage their crypto transactions. ICE makes it simple for your company to begin accepting crypto payments right away. They can integrate existing terminals or create new ones for you. With the ICE Crypto Payment Software, everything is possible. With ICE, you can start accepting Bitcoin, Litecoin, Ethereum, and other cryptocurrencies right now.

Key Features:

• Fast payments.

• Safe and secure.

28. NOWPayments

NOWPayments is a non-custodial crypto payment gateway that supports 75+ cryptocurrencies and auto coin conversion, allowing businesses to take whatever cryptocurrency they want regardless of the coin they're paid with.

Key Features:

• Also available are bespoke Casino solutions, a Twitch donation button, and a Mass Payouts solution, as well as fiat conversion.

• Also available to merchants are APIs, invoices, widgets, buttons, and plugins for WooCommerce, ZenCart, PrestaShop, Opencart, WHMCS, Magento 2, and other platforms.

29. Onramper

Users can buy cryptocurrencies from all linked fiat gateways using the Onramper widget and API, which can be simply implemented on any website or app. Onramper will integrate all major fiat gateways, ensuring the broadest possible coverage of supported countries, payment methods, and currencies. Compliance, KYC/AML, and chargebacks are never an issue for businesses that use Onramper.

Key Features:

• No charges.

• Global platform.

• Best customer care.

30. Stampery

Stampery uses the bitcoin blockchain to confirm the existence, integrity, and ownership of any file or communication.

Key Features:

• Document certificates are issued.

• improved security

• Companies no longer need to engage third-party document verification services.

31. PaymentX

PaymentX is a bitcoin payroll solution for your company that is fully automated. It lets you pay your staff with a single click, create and receive professional invoices, and set up automatic payments - all with no effort.

Key Features:

• Payment is quick and simple.

• a safe server

32. Coinbase Commerce

Coinbase Commerce is the most straightforward and secure option for your company to begin taking digital currency payments.

Key Features:

• Simple to use and integrate.

• The security of your wallet transactions is quite high.

• Payments must be released immediately.

• Unlike some other ridiculous payment processors I know, there are no or very few chargebacks.

• Making an account is simple.

• Transactional Speed

• The dashboard/interface is great and really user-friendly.

• User safety is taken extremely seriously.

What to consider when choosing blockchain payment tools?

• Accept cryptocurrency payments and process them.

• E-commerce solutions should be connected to transaction systems.

• Store bitcoins safely or swap them for cash currency.

• Using blockchain technology, encrypt transaction information.

Conclusion

Traditional credit card payment systems have higher fees than blockchain payment gateways. Some of these solutions are very customizable and come with built-in dashboards for tracking all payments. Although Bitcoin is the most widely accepted cryptocurrency for usage with these systems, some gateways allow users to pay with other cryptocurrencies such as Ether, Litecoin, and Bitcoin Cash. E-commerce platforms, point-of-sale systems, shopping cart software, invoicing and accounting solutions, and more can all use cryptocurrency payment gateways.

FAQS

What is blockchain payment?

By the usages of encrypted distributed ledgers that would provide trusted real-time verification of money transfers without the need for intermediaries like correspondent banks and clearinghouses, blockchain enables fast, secure, and low-cost international payment processing services (and other transactions).

What are blockchain payment tools?

Transactions on a blockchain or distributed ledger system are facilitated, processed, and verified using blockchain payment systems. Depending on the use case, these tools may be created for individuals, businesses, or financial institutions, and will have a few different features. Blockchain payment solutions enable users to make transactions on a blockchain rapidly and securely across all applications.

How to choose blockchain payment tools?

A product must meet certain criteria to be considered for inclusion in the Blockchain Payments systems category.

• Be developed on a blockchain or distributed ledger technology (DLT) platform.

• On a blockchain, process and authenticate transactions.

• Allow transactions to be completed without the involvement of a financial institution, bank, or another third-party verification service.

What is the use of blockchain payment tools?

One can use blockchain payment tools to, Transfer funds swiftly from one country to another. Payment processing time can be reduced from days to hours with blockchain payment systems. Reduce the number of intermediaries in the payment process since blockchain ensures payment validity and transparency.

Why are blockchain payment tools so popular nowadays?

Due to blockchain's capacity to encode and store highly classified data and personal information through the use of smart contracts, it allows for more than a narrow concentration on payment systems, which is important for crypto's financial growth and development.